Stated Income Commercial Loans, Commercial Mortgage Loans, wholesale commercial lending
Stated Income Commercial Loans, Commercial Mortgage Loans, wholesale commercial lending
Elite
Type of Borrower: B or better (min. 600 FICO) Investment real estate only
Loan Amounts: $250,000 to $2,000,000
Documentation: 1003 Application, Elite Supplement, Signed credit release, Rent roll, Purchase agreement if applicable, Digital photos or link to view property
Property Type: Office, Office/Warehouse, Retail, Funeral home, B&B, Office condos, Strip Mall, Restaurants, Tavern, other property types considered
Platinum
Type of Borrower: A or better (min 680 FICO)
Loan Amounts: $250,000 to $2,000,000
Documentation: Platinum application, signed credit release, digital photos or link to view property
Property Type: OWNER OCCUPIED ONLY Office, Mixed use, Warehouse, Office condo, retail, strip center, machine shop, C-store (no fuel) Heavy industrial, Dry cleaner
Emerald
Type of Borrower: A (675 or greater FICO)
Loan Amounts: $250,000 to 2,000,000
Documentation: 1003 Application, Emerald Supplement, Rent Roll, Property Operating Statements, Signed Credit Release, Purchase Agreement if applicable, Digital Photos or Link to view proeprty
Property Type: Multi Family, Mixed-Use, Office, Retail, Warehouse, Self Storage, MHP's, Auto Service (no fuel) other eligible special use