Stated Income Commercial Loans, Commercial Mortgage Loans, wholesale commercial lending
Stated Income Commercial Loans, Commercial Mortgage Loans, wholesale commercial lending

Hard Money LoansStated Income Commercial Loans, Commercial Mortgage Loans, wholesale commercial lending

We are a private hard-money lender offering direct loans from $50,000 to $2,000,000 in most parts of the country. Although we offer hard money loans on most commercial property types our primary focus is providing hard money loans to churches that are in a turnaround situation or that are being offered a discounted payoff from their current lender.

Our funds are raised through private investors looking to maximize returns with minimal risk through making first trust loans on improved real estate. If you are interested in participating as an investor and you have a minimum of $10,000 to invest and are an accredited investor please call John Berardino directly at 540-736-7360.

Benefits of borrowing from us:
Our loan terms:
Acceptable property types:
We provide funding for a variety of property types, including:



*Note – We do not offer loans on raw land or construction loans or personal residences

To get started all you need to do is complete our application (Click here to apply online)

How the process works:
Within one business day, we will analyze your initial application as well as any documents you provide us. If we can help, a conditional written commitment will be prepared for you. One of our loan officers will then contact you regarding the status of your application and the next steps. There is no fee for this.

After receiving the conditional agreement from us, you will need to sign and return the contract to officially accept the terms. We will then schedule a site visit to meet with you at the property. At this point, a formal appraisal and/or inspection report will be ordered if required as well as any other due diligence items such as title work. Once all conditions are cleared we will set a closing date and close your loan.