Testimonials
Hard Money Loans
We are a direct hard money private lender offering loans from $50,000 to $500,000 in VA, MD, DC, NC, SC, FL, DE, WV, CT, NJ, PA, and for exceptional loans the rest of the country.
We raise our money through private investors whom are looking for high returns with relatively low risk. If you are interested in purchasing notes from $50,000 to $500,000 please contact us.
Benefits of working with us:
- Bankruptcies and foreclosures are accepted
- No minimum credit score
- No application fees and no large upfront bogus fees
- Closings in as little as 2 weeks
- 50% LTV generally but will consider higher for deals that we feel warrant a higher LTV.
- 1 to 3 year loans
- Interest only payments
- Interest rate from 11% to 15%
- Points are typically 4 to 5
Almost any property type including church, multi-family, office, retail, warehouse, industrial, medical office, renovation loans, hospitality.
We do not offer loans on raw land, residential 1 to 4 family unit properties or construction loans.
To get started we need the following items:
- Application (Click here to apply online)
- Tri-merge credit report (Not used to decision the loan.)
- Digital photos of the property
- Explanation of the transaction
We will analyze the documents you provide within 48 hours of receipt. If we are interested in making a loan to you we will issue a written conditional commitment.
If you accept the terms we offer you will sign and return the conditional commitment. We will schedule a site visit to come out and meet with you at the property. We will order an appraisal and/or property inspection report if we feel they are necessary. If everything meets our approval we will schedule closing. Generally we can close within 2 weeks from the time we issue a conditional commitment.
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